Last updated: 02.09.2025
        
      
      
        
            
              Welcome to CKFlow! These Terms of Service ("Terms") govern your use of our website, digital products, and services. By accessing or using our services, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our services.
            
          
      
        
            
              1. Who We Are
            
          
      
        
            
              CKFlow Ltd provides motivational content and services, including but not limited to e-books, seminars, online sessions, and personal growth resources. Our mission is to inspire, educate, and motivate both individuals and organizations worldwide.
            
          
      
        
            
              2. Eligibility
            
          
      
        
            
              You must be at least 18 years old, or the legal age of majority in your country, to use our services. By using CKFlow, you represent and warrant that you meet these requirements.
            
          
      
        
            
              3. Use of Our Services
            
          
      
        
            
              
                
              
              
                
                
                  
                    - You agree to use our services only for lawful purposes.
 
                  
                
                  
                    - You may not copy, distribute, resell, or misuse our content without prior written permission.
 
                  
                
                  
                    - You are responsible for maintaining the confidentiality of your account details (if applicable).
 
                  
                
              
             
        
      
        
            
              4. Purchases, Payments & Refund Policy
            
          
      
        
            
              All sales of digital products (including but not limited to e-books, downloadable courses, or other electronic materials) are final. Due to the nature of digital content, once the product has been accessed or downloaded, it cannot be returned or refunded.
Prices are displayed in the currency available at checkout and may change without notice.
You agree to provide accurate payment and billing information.
            
          
      
        
            
              5. Intellectual Property
            
          
      
        
            
              All content provided by CKFlow—including e-books, written materials, graphics, and media—is owned by CKFlow Ltd or its licensors and protected by intellectual property laws. Unauthorized use may result in legal action.
            
          
      
        
            
              6. No Professional Advice
            
          
      
        
            
              CKFlow provides motivational and educational content only. We do not provide medical, psychological, legal, or financial advice. Always seek professional help for specific personal concerns.
            
          
      
        
            
              7. Disclaimer of Warranties
            
          
      
        
            
              Our services are provided "as is" and "as available." CKFlow makes no guarantees regarding the accuracy, reliability, or availability of the content.
            
          
      
        
            
              8. Limitation of Liability
            
          
      
        
            
              To the maximum extent permitted by law, CKFlow shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.
            
          
      
        
            
              9. Changes to Services and Terms
            
          
      
        
            
              We may update or modify these Terms at any time. Continued use of our services after updates constitutes acceptance of the new Terms.
            
          
      
        
            
              10. Governing Law
            
          
      
        
            
              These Terms are governed by and construed in accordance with the laws of the United Kingdom. Any disputes shall be subject to the exclusive jurisdiction of the courts of the United Kingdom.
            
          
      
        
            
              11. Contact Us
            
          
      
        
            
              If you have any questions about these Terms, please contact us at:
📧 Email: contact@ckflow.com
🌐 Website: www.ckflow.com
            
          
      
      
        
          Contact Us
          
            If you have any questions about these Terms of Service, please contact us at:
📧 Email: contact@ckflow.com
🌐 Website: www.ckflow.com